/* Optimize Desk, single light theme. Tokens from the approved design (ground, white sections, ink, green, dark panels).
   Phone first: everything below is the 360 px layout, the min-width rules widen it. */
@font-face{font-family:Manrope;font-style:normal;font-weight:700 800;font-display:swap;src:url(/assets/fonts/manrope-latin-wght-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}
@font-face{font-family:Inter;font-style:normal;font-weight:400 600;font-display:swap;src:url(/assets/fonts/inter-latin-wght-normal.woff2) format("woff2");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}

:root{
  --ground:#F2F4F3; --white:#FFFFFF; --panel:#F7F9F8; --tint:#F0FAF6;
  --ink:#0F1A17; --ink2:#2A3936; --grey:#4B5955;
  --hair:#D5DAD7; --hair2:#E3E7E5; --field:#C6CDCA;
  --green:#0B6B4C; --green-dark:#084F38; --mint:#7FD9B6; --mint2:#2FBF8A;
  --dark-card:#1C2B26; --dark-line:#2A3936; --soft:#A9B7B2; --error:#B3261E;
  --sans:Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --head:Manrope,Inter,system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --gutter:16px; --max:1120px; --r:8px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--ground);color:var(--ink);font:16px/1.5 var(--sans);-webkit-font-smoothing:antialiased}
h1,h2,h3,p,ul,ol,figure{margin:0}
h1,h2,h3{font-family:var(--head);letter-spacing:-0.01em;overflow-wrap:anywhere}
h1{font-size:clamp(2.25rem,1.45rem + 3.4vw,3.5rem);line-height:1.06;font-weight:800}
h2{font-size:clamp(1.75rem,1.3rem + 1.8vw,2.5rem);line-height:1.1;font-weight:800}
a{color:var(--green)}
a:hover{color:var(--green-dark)}
img,svg{display:block;max-width:100%}
input,textarea,button{font:inherit}
[id]{scroll-margin-top:16px}
.num{font-variant-numeric:tabular-nums}
.skip{position:absolute;left:16px;top:-60px;background:var(--ink);color:var(--white);padding:12px 16px;z-index:100;border-radius:var(--r);text-decoration:none}
.skip:focus{top:12px}
.wrap{width:100%;max-width:var(--max);margin:0 auto;padding:0 var(--gutter)}
.section{padding:40px 0}
.bg-white{background:var(--white)}
.bg-ground{background:var(--ground)}
.bg-dark{background:var(--ink);color:var(--white)}
.stack{display:flex;flex-direction:column;gap:24px}
.intro{max-width:760px;display:flex;flex-direction:column;gap:12px}
.split{display:grid;gap:32px;align-items:start}
.eyebrow{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}
.eyebrow--grey{color:var(--grey)}
.eyebrow--mint{color:var(--mint)}
.lead{font-size:17px;color:var(--ink2)}
.sub{font-size:16px;color:var(--ink2)}
.bg-dark .sub{color:var(--soft)}
.note{font-size:13px;color:var(--grey)}
.sources{font-size:13px;color:var(--grey)}
.bg-dark .sources{color:var(--soft)}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 18px;border:0;border-radius:var(--r);font-weight:600;font-size:15px;line-height:1.2;text-decoration:none;text-align:center;cursor:pointer;transition:background-color .15s,color .15s}
.btn-ink{background:var(--ink);color:var(--white)}
.btn-ink:hover{background:#1C2B26;color:var(--white)}
.btn-green{background:var(--green);color:var(--white);font-weight:700;font-size:16px;min-height:52px;padding:16px 20px}
.btn-green:hover{background:var(--green-dark);color:var(--white)}
.btn-white{background:var(--white);color:var(--ink);font-weight:700;min-height:50px;padding:14px 18px}
.btn-white:hover{background:var(--ground);color:var(--ink)}
.btn-block{width:100%}
.btn:disabled{opacity:.6;cursor:default}
.btn:focus-visible,a:focus-visible,button:focus-visible,summary:focus-visible{outline:2px solid var(--green);outline-offset:2px}
.btnrow{display:flex;gap:12px;flex-wrap:wrap;align-items:center}

/* header */
.hdr{background:var(--white);border-bottom:1px solid var(--hair)}
.hdr__in{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:14px;padding-bottom:14px}
.hdr__logo{display:flex;flex-direction:column;gap:2px;text-decoration:none;color:var(--ink)}
.hdr__logo b{font-family:var(--head);font-weight:800;font-size:18px;letter-spacing:-0.02em;line-height:1.1}
.hdr__logo small{font-size:11px;color:var(--grey);letter-spacing:.04em;text-transform:uppercase}
.hdr__nav{display:none;gap:22px;flex-wrap:wrap;font-size:15px;font-weight:500}
.hdr__nav a{text-decoration:none;color:var(--ink)}
.hdr__nav a:hover{color:var(--green)}
.hdr__cta{min-height:40px;padding:10px 12px;font-size:14px;white-space:nowrap}
.hdr__cta .l{display:none}

/* hero */
.hero__grid{display:grid;gap:0;padding-top:36px;padding-bottom:0}
.hero__copy{display:flex;flex-direction:column;gap:18px;padding-bottom:32px}
.hero__match{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--green)}
.hero__match[hidden]{display:none}
.hero__sol strong{color:var(--ink)}
.hero__alt{font-size:14px;color:var(--ink2)}

/* forms */
.box,.form,.cardform,.slip{display:flex;flex-direction:column;gap:12px;padding:16px;border:1px solid var(--hair);border-radius:12px;background:var(--panel)}
.form{background:var(--white);border-radius:14px}
.cardform,.slip{border-radius:14px;gap:14px;padding:20px}
.field{display:flex;flex-direction:column;gap:6px}
.field label,legend{font-size:13px;color:var(--grey)}
.field--big label{font-weight:600;font-size:14px;color:var(--ink)}
.field input,.field textarea{width:100%;min-height:48px;padding:12px;border:1px solid var(--field);border-radius:var(--r);background:var(--white);color:var(--ink);font-size:16px}
.field textarea{min-height:0;resize:vertical;line-height:1.45}
.field input:focus,.field textarea:focus{outline:2px solid var(--green);outline-offset:0;border-color:var(--green)}
.field .err{display:none;font-size:13px;color:var(--error)}
.field.bad input,.field.bad textarea{border-color:var(--error)}
.field.bad .err{display:block}
.two{display:grid;gap:12px}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
fieldset{border:0;padding:0;margin:0;display:flex;flex-direction:column;gap:8px;min-width:0}
legend{padding:0;margin-bottom:6px}
.band{display:flex;gap:8px;flex-wrap:wrap}
.band button{min-height:40px;padding:9px 14px;border:1px solid var(--field);border-radius:999px;background:var(--white);color:var(--ink);font-size:14px;cursor:pointer}
.band button[aria-pressed="true"]{background:var(--ink);border-color:var(--ink);color:var(--white)}
.form__status{font-size:14px;min-height:1.2em;color:var(--grey)}
.form__status.bad{color:var(--error)}
.form__status:empty{display:none}
.done{display:flex;flex-direction:column;gap:8px;padding:20px;border:1px solid var(--hair);border-left:4px solid var(--green);border-radius:14px;background:var(--white)}
.done h3{font-size:22px;font-weight:800}
.done p{color:var(--ink2)}
.done .note{color:var(--grey)}
.slip__big,.cardform__big{font-family:var(--head);font-weight:800;font-size:24px;line-height:1.15;letter-spacing:-0.01em}
.slip ul{padding-left:18px;font-size:15px;color:var(--ink2);display:flex;flex-direction:column;gap:6px}

/* the journey panel */
.journey{margin:0 calc(-1 * var(--gutter));padding:28px var(--gutter);background:var(--ground)}
.journey__head{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:12px}
.journey__head span{display:none;font-size:13px;color:var(--grey)}
.panel{display:flex;flex-direction:column;gap:14px;padding:18px;border:1px solid var(--hair);border-radius:14px;background:var(--ink);color:var(--white);font-size:13px}
.panel__row{display:flex;justify-content:space-between;align-items:center;gap:12px}
.panel__row b{font-family:var(--head);font-weight:700;font-size:16px}
.panel__row span{font-size:12px;color:var(--soft);text-align:right}
.panel__hr{height:1px;background:var(--dark-line)}
.bars{display:flex;flex-direction:column;gap:8px}
.bars__head{display:none}
.bar{display:grid;grid-template-columns:1fr auto;gap:4px 12px;align-items:center}
.bar__c{grid-column:2;grid-row:1;color:var(--soft);text-align:right}
.bar__t{grid-column:1 / -1;grid-row:2;display:flex;height:8px;border-radius:4px;overflow:hidden;background:var(--dark-line)}
.bar__t i{display:block;height:100%}
.bar__t .a{background:var(--mint2)}
.bar__t .b{background:var(--mint)}
.panel__leg{font-size:11px;color:var(--soft)}
.cards3{display:grid;gap:10px}
.card-d{padding:12px;border-radius:var(--r);background:var(--dark-card);font-size:13px}
.card-d strong{display:block;font-size:14px}
.card-d .lab{display:block;color:var(--soft)}
.card-d .big{display:block;font-size:20px;font-weight:700;line-height:1.25;color:var(--white)}

/* tables */
.tablewrap{overflow-x:auto;border:1px solid var(--hair);border-radius:12px;background:var(--white);-webkit-overflow-scrolling:touch}
table{width:100%;border-collapse:collapse;font-size:14px;min-width:720px}
th,td{padding:12px 14px;text-align:left;vertical-align:top}
thead tr{background:var(--panel)}
th{font-weight:600}
tbody tr{border-top:1px solid var(--hair2)}
tr.us{border-top:2px solid var(--ink);background:var(--tint)}
tr.us td:first-child{font-weight:700}
.tablewrap--dark{border-color:var(--dark-line);background:transparent}
.tablewrap--dark table{min-width:560px;font-size:15px}
.tablewrap--dark thead tr{background:var(--dark-card)}
.tablewrap--dark tbody tr{border-top:1px solid var(--dark-line)}
.tablewrap--dark td.soft{color:var(--soft)}

/* what it does */
.clauses{list-style:none;padding:0;display:flex;flex-direction:column;gap:18px;font-size:15px;color:var(--ink2)}
.clauses strong{display:block;margin-bottom:4px;color:var(--ink);font-family:var(--head);font-weight:700;font-size:17px}
.clauses span{display:block}

/* how it works */
.steps{list-style:none;padding:0;display:grid;gap:12px}
.step{display:flex;flex-direction:column;gap:8px;padding:18px;border:1px solid var(--hair);border-radius:12px;background:var(--white)}
.step small{font-size:13px;color:var(--grey)}
.step strong{font-family:var(--head);font-size:18px;font-weight:700}
.step span{color:var(--ink2)}
.step .q{font-size:14px;color:var(--green);font-weight:600}
.rules{display:grid;gap:12px;font-size:15px;color:var(--ink2)}
.rules p{padding:14px 16px;border-left:3px solid var(--green);background:var(--white)}

/* proof */
.proof__list{padding-left:18px;font-size:15px;color:var(--ink2);display:flex;flex-direction:column;gap:10px}

/* terms, the dark block */
.cards-d{display:grid;gap:12px}
.card-dl{display:flex;flex-direction:column;gap:8px;padding:20px;border-radius:12px;background:var(--dark-card)}
.card-dl strong{font-family:var(--head);font-size:18px;font-weight:700}
.card-dl span{color:var(--soft)}
.card-dl .btn{margin-top:8px}

/* faq */
.faq__intro{display:flex;flex-direction:column;gap:14px;align-items:flex-start}
.faq{border-top:1px solid var(--hair)}
.faq details{border-bottom:1px solid var(--hair);padding:12px 0}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px;min-height:44px;cursor:pointer;font-weight:600;font-size:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;font-size:24px;font-weight:400;line-height:1;color:var(--green)}
.faq details[open] summary::after{content:"\2212"}
.faq details p{margin:8px 0 6px;color:var(--ink2)}

/* footer */
.ftr{background:var(--white);border-top:1px solid var(--hair)}
.ftr .wrap{display:flex;flex-direction:column;gap:16px;padding-top:36px;padding-bottom:calc(36px + 84px);font-size:14px;color:var(--grey)}
.ftr__h{font-family:var(--head);font-weight:800;font-size:20px;color:var(--ink);letter-spacing:-0.01em}
.ftr__links{display:flex;gap:18px;flex-wrap:wrap}
.ftr__links a{min-height:44px;display:inline-flex;align-items:center}

/* sticky phone bar */
.sticky{position:fixed;left:0;right:0;bottom:0;z-index:40;display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px var(--gutter) calc(10px + env(safe-area-inset-bottom));background:var(--white);border-top:1px solid var(--hair);transform:translateY(110%);transition:transform .25s ease;visibility:hidden}
.sticky.on{transform:none;visibility:visible}
.sticky p{font-size:13px;line-height:1.3;color:var(--ink2)}
.sticky p b{color:var(--ink)}
.sticky .btn{min-height:44px;padding:12px 14px;font-size:14px;white-space:nowrap}
@media (prefers-reduced-motion:reduce){.sticky{transition:none}}

/* legal pages and 404 */
.legal .wrap{max-width:46rem;padding-top:40px;padding-bottom:64px}
.legal__header{border-bottom:1px solid var(--hair);padding-bottom:16px;margin-bottom:24px}
.legal h1{font-size:clamp(2rem,1.5rem + 2vw,2.75rem);margin-bottom:8px}
.legal__updated{font-size:14px;color:var(--grey);font-variant-numeric:tabular-nums}
.legal h2{font-size:1.35rem;font-weight:700;margin:28px 0 10px}
.legal p,.legal li{color:var(--ink2);margin-bottom:12px}
.legal ul{padding-left:1.25rem}
.nf .wrap{padding-top:64px;padding-bottom:96px;min-height:50vh;display:flex;flex-direction:column;gap:16px;align-items:flex-start}
.nf h1{max-width:16ch}

[hidden]{display:none}

/* wider phones and up */
@media (min-width:30rem){
  .two{grid-template-columns:1fr 1fr}
  .cards3{grid-template-columns:repeat(3,minmax(0,1fr))}
}
@media (min-width:40rem){
  .steps{grid-template-columns:repeat(2,minmax(0,1fr))}
  .rules{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
  .cards-d{grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:16px}
}
/* desktop */
@media (min-width:56rem){
  :root{--gutter:24px}
  body{font-size:17px}
  .section{padding:72px 0}
  .stack{gap:32px}
  .intro{gap:14px}
  .split{grid-template-columns:repeat(2,minmax(0,1fr));gap:48px}
  .eyebrow{font-size:13px}
  .lead{font-size:20px;line-height:1.45}
  .sub{font-size:18px}
  .note{font-size:14px}
  .hdr__in{padding-top:16px;padding-bottom:16px;gap:16px}
  .hdr__logo b{font-size:22px}
  .hdr__logo small{font-size:12px}
  .hdr__nav{display:flex}
  .hdr__cta{min-height:44px;padding:12px 18px;font-size:15px}
  .hdr__cta .s{display:none}
  .hdr__cta .l{display:inline}
  .hero__grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:48px;padding-top:72px;padding-bottom:64px}
  .hero__copy{gap:22px;padding-bottom:0}
  .hero__alt{font-size:15px}
  .box{gap:12px;padding:22px}
  .field--big label{font-size:15px}
  .field input,.field textarea{padding:12px 14px}
  .form,.cardform,.slip{padding:26px}
  .slip{position:sticky;top:24px}
  .slip__big{font-size:28px}
  .cardform__big{font-size:26px}
  .btn-green{font-size:17px}
  .journey{margin:0;padding:0;background:transparent}
  .journey__head{margin-bottom:14px}
  .journey__head span{display:block}
  .panel{gap:16px;padding:22px;font-size:14px}
  .panel__row b{font-size:18px}
  .panel__row span{font-size:13px}
  .bars{gap:10px}
  .bars__head{display:grid;grid-template-columns:1.4fr 2fr .9fr;gap:12px;color:var(--soft);font-size:12px;text-transform:uppercase;letter-spacing:.06em}
  .bars__head span:last-child{text-align:right}
  .bar{grid-template-columns:1.4fr 2fr .9fr;gap:12px}
  .bar__t{grid-column:2;grid-row:1;height:10px;border-radius:5px}
  .bar__c{grid-column:3;grid-row:1;color:var(--white)}
  .bar__c.soft{color:var(--soft)}
  .panel__leg{font-size:12px}
  table{font-size:15px}
  th,td{padding:14px 18px}
  .tablewrap--dark table{font-size:16px}
  .tablewrap--dark th,.tablewrap--dark td{padding:16px 18px}
  .clauses{font-size:16px}
  .steps{grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
  .step{padding:22px}
  .step strong{font-size:19px}
  .proof__list{font-size:16px}
  .card-dl{padding:22px}
  .card-dl strong{font-size:19px}
  .faq__intro{gap:16px}
  .faq details{padding:16px 0}
  .faq summary{font-size:17px}
  .faq details p{margin:10px 0 6px}
  .ftr .wrap{padding-top:40px;padding-bottom:40px}
  .ftr__h{font-size:22px}
  .ftr__links a{min-height:0}
  .sticky{display:none}
  .legal .wrap{padding-top:64px;padding-bottom:96px}
}